Credit Card Calculator

This credit card calculator will estimate the amount of time it will take to pay off your credit card balance and the average monthly interest you'll pay between now and time your credit card debt is paid off.

Monthly Credit Card Payment:
Credit Card Interest Rate (%):
Credit Card Balance Owed:
Are You Making "Fixed" or "Minimum" Payments?:
Interest Paid Each Month:
Months Needed to Payoff Credit Card:

Credit Card Payoff Calculator

This credit card calculator will help you determine the length of time it will take you to payoff your credit card balance when making fixed monthly payments verses the minimum monthly payments. You can use this information to help budget yourself to payoff your credit cards early.

Disclaimer: This credit card payoff calculator is for planning purposes only and does not constitute a credit card repayment or consolidation offer. The output of this credit card calculator may vary from your actual credit card due to changes in the credit card balance, credit card fees and changes in interest rates.